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Posted: 09/02/2021

Credit Analyst

Dakota Staffing Solutions in Bismarck
In Person, Online, Email Resume

Job Description

Office / Professional Services
Banking/Finance
Direct Placement

Job Description:

* Work independently on credit requests which are presented
by commercial lending staff.
* Work directly with commercial lenders and other credit
analysts to ensure credit analysis is completed accurately and
efficiently.
* Obtain loan request information from commercial lender
and/or borrower to analyze credit information, financial
statements and other related information pertaining to the
loan
* Research background documentation and review personal and
business financial statements and tax returns. Analyze
financial information and prepare the preliminary analysis for
the lender.
* Review new and existing loan files to ensure completeness
and that all collateral is secured properly.
* Protect client and our customers by strictly following laws,
policies and procedures, maintaining bank security, and the
confidentiality of customer information.
* Occasionally communicate with borrowers and outside parties
in order to obtain information and detail on specific
commercial credits.
* Perform other duties as assigned.

Qualifications

Required:
* Bachelor’s degree
* Must have completed intermediate accounting or be willing to
take intermediate accounting
* Three to five years relevant banking experience
* Knowledge of accounting concepts
* Excellent financial analytical skills with sound judgement and
decision making skills
* Excellent written and oral communication skills
* Ability to organize and prioritize to meet deadlines
* Ability to work and communicate with commercial lenders and
other commercial lending staff regularly
* Takes initiative to provide leadership to less experienced staff
within the analyst department
* Ability to manage schedule and take on new tasks without
immediate guidance
* Willingness to work independently upon hire
* Working knowledge of Microsoft office applications
* Attention to detail

Preferences

* Major in accounting, finance, or economics
* Experience in commercial credit analysis
* Ability to think critically and to work well independently and
as part of a team

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